Sunday, 29 January 2012

Wages Living allowence

I lost my sheet. But here is my annual expected cost of living once I have gradustaed LCA.


HOUSE & BILLS
. £4,800 rent
. £500 council tax
. £1,750 electricity 
. £600 gas
. £500 water
. £100 repairing/management
. £300 furniture


FOOD
. £700 supermarket shop
. £40 corner shop
. £40 lunches
. £20 take aways
. £250 eating out
. £50 at work


HEALTH
. £50 health plan
. £50 medicine


SAFETY & SECURITY
. £250 home and contents
. £5000 savings
. £1000 pension 
. £0 pet insurence
. n/a renting


LOVE & BELONGINGS
. £20 landline
. £300 mobile phone
. £145 tv license
. £20 didgital


FRIENDS & FAMILY
. £350 gifts


CLUB & SOCITIES
. n/a


ANNUAL ENTERTAINMENT
. £175 cinema/dvds
. £500 alcohol at home
. £200 alcohol outside of home
. £0 cigarette/drugs
. £60 coffee/snacks
. £40 software/music/downloads
. £200 sports/equipment/gym.
. £0 luggage
. £400 gigs/concerts/clubs
. £0 entertainign parties


ESTEEM NEEDS
. £240 cosmetic
. £300 clothing&shoes
. £200 toiletries
. £80 hairdressers


SELF ACTUALISATION NEEDS
. £50 magazines/newspapers
. £200 music/arts/books
. £0 political expense
. £100 charitable donations


TRAVEL&PERSONAL TRANSPORT
. £350 bus
. £200 train
. £50 taxis
. £300 flights

ANNUAL CAR EXPENSES
. n/a


ANNUAL HOLIDAY COSTS
. £100 city break weekends
. £1200 4 one week holidays abroad.
. £0 sking holiday
. £150 camping/walking holiday
. £75 family occasion
. £200 unexpected trips


TOTAL EXPENSES


HOLIDAYS £1725
EXPENSES £20,380
SUB TOTAL £25,450


tax allowance (tax free) £7,475




Plus Tax @ 20%= *
Plus NIC @ 11%= *
Student Loan Repayments @ 9%(approx £30,000 total) (above £15,000 threshold)= *

TOTAL INCOME REQUIRED 
£32,925


REWORKED:


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